Debt is something everyone deals with at some point in their lives. Debt can easily cause a person a great deal of stress when they do not have the money to pay their bills. Thankfully, there is a legal option available that can help people overcome the debt they owe and start fresh. With the help of the Bankruptcy Lawyer In Tacoma Wa, individuals can get a new start.
Why Hire a Lawyer?
The law does not require a person to hire a lawyer to file bankruptcy, but most people do because it makes them feel more at ease during the process. An ignorance of the law or their rights can lead a person to experience problems during the process of filing for bankruptcy, so it is wise to consider getting help from the Bankruptcy Lawyer In Tacoma Wa.
Hiring a lawyer allows a person legal advice and guidance that will help them make the right decisions for their financial needs. Once the lawyer has been hired, they take over every aspect of the process and work to make sure the mountain of bankruptcy paperwork is filled out and filed correctly.
Hiring a lawyer simply makes the process much easier for a person to endure. Instead of being worried about making mistakes, the individual can take comfort in knowing their lawyer is working on their side and making sure every step is carefully taken.
How to Get Started
To get started on the process, a person simply needs to schedule a consultation appointment with the lawyer. The lawyer will review the client’s financial records and provide information on their legal options. It is important a person is aware of the two options they have for legally overcoming their debt with bankruptcy.
Chapter 13 is for those who have an income and can make monthly payments to the court. Chapter 7 is an easier bankruptcy but requires individuals to be able to pass the means testing.
If you are dealing with more debt than you can possibly pay off, now is the time to get the help you need. Call the lawyer’s office right away, and they will be happy to schedule an appointment so you can get started.
