A freak severe hailstorm can cause serious damage to a home’s siding. Insurance will pay for siding services in Canton, MI to replace panels that have been dented or broken. Homeowners may need to stand firm in negotiating if there is no way to exactly match old siding with new panels, since hail usually doesn’t affect the entire structure. Wind typically blows the pieces of ice in one direction.
If the property owners have been thinking about siding replacement, this may be the optimum time to have the project done. Insurance will pay for at least part of the expense, although it may not pay for an entire residing project if only one or two sides of the home have been affected by the storm. The insurance agent can help the homeowner find the provision that allows a full replacement job to be done if no matching siding can be found. This can be a problem with siding that has been in place for many years. It may have faded to a certain extent, making color matching very difficult. Precise matching also can be a problem if the manufacturer has since gone out of business. The point of home insurance is to return the structure to its previous condition.
Aluminum siding tends to become dented by hail whereas vinyl breaks and is left with holes in the material. Before calling the insurance company, homeowners will want to get two or three estimates for siding services in Canton, MI. They’ll obviously need to learn the cost of replacement for the damaged panels, but they’ll also want estimates for full siding replacement if that is a project of interest.
The property owner may have been thinking about switching from aluminum to vinyl or another material, for example. Vinyl has become the most popular material for residential siding as installed by a contractor such as New Roof Inc. It’s affordable and not susceptible to denting or developing a chalky residue the way that aluminum is. Changing from aluminum to vinyl may result in insurance payment for the entire siding project because the company would be required to pay for the value of the metal material.
