No one wants to think about having to deal with debt, but unfortunately many do every day. With the fall in the economy, many families across the country are suffering with debt and not understanding how they can get out. It is important for you to understand that you do have rights. You have the right to get assistance with your debt and you have the right to file for bankruptcy. Though this should never be your first choice in dealing with debt, bankruptcy is often a viable option for those who have exhausted all other options in trying to get assistance. Through an Attorney in Cartersville, GA, you can receive the understanding and help that you need.
When you are drowning In debt, you can feel like giving up. It is important that you do not ignore the collectors that are trying to contact you and that you try to work out arrangements on repaying your debt. Some creditors are willing to work with you and some will not. If you have tried everything that you can to reach a settlement on your debt, it is time that you contacted an attorney.
When you meet with your attorney, you should plan on bringing as much information on your finances as possible. This should include information on the bills that you owe, accounts that you hold and on any property that you own. You should also plan on providing your income information. This will allow your attorney to make a decision on which type of bankruptcy will best benefit your needs. Since there are different types, your attorney will make a decision based on the debts that you owe and the property that you own.
Once your bankruptcy papers have been filed with the court, the judge will hear your case. Your creditors will have the opportunity to respond to the hearing. Each of your owed debts will be listed on the bankruptcy papers. It will be up to the judge to make the final ruling on your approval. Once approved, you may be required to make a monthly payment to the courts. If you are dealing with tons of debt, contact an Attorney in Cartersville, GA. The law offices of Hait, Eichelzer & Kuhn will be glad to take a look at your case and see how they can help you.
