How many bill collectors are calling you throughout the day? What level of stress are you dealing with from not being able to meet your bills? Listen, when you are in a situation where you simply cannot pay your bills, it can feel your mind with worry. However, these situations can happen in life. It can happen because of a job loss, health issues, a fallen economy or any other number of issues. You need to hear this; the law is designed to help people in these situations. What you need to do is stop listening and talking to the bill collectors and seek out an experienced bankruptcy law firm in Des Moines. You need to know how the law will protect you.
At a time like this, your priority is not to take food and a roof above your head away from your family, so when it comes to that or paying your credit card companies, you simply stop paying your credit card companies. Thus, you fall behind. Next, demand for payment letters and calls come in the mail. For this reason, you must make an appointment with an experienced The Law Offices of Kevin Ahrenholz Des Moines. Tell them about your debts, and they will tell you what your rights are under the law. For example, if the lawyer tells you that you should file Chapter 7 bankruptcy, you should do it. By filing for a Chapter 7 bankruptcy, you could gain a fresh start at life. This means that all or most of your debts will be wiped cleaned. The law is designed to give people hand up, so that they can rebuild their lives for the better.
The important thing to remember about Chapter 7 is that you must list every single debt. Do not leave any debt out. If you leave out a debt on your paperwork, the court will not relinquish you from it. An experienced lawyer at a bankruptcy law firm in Des Moines will explain the process in detail. However, it is worth mention that some obligations, such as student loans, cannot be removed under bankruptcy law. However, most debts, including credit cards can be. An experienced lawyer from a bankruptcy law firm in Des Moines will explain to you what debts you can be freed from if the case is decided in your favor.
