Being in serious debt can have a serious impact on an individual’s personal, social, and professional lives. To make a new start in life and get out from under a pile of debt, many people choose to file Chapter 7 bankruptcy. This legal status allows for the liquidation of qualifying assets to pay off debts. The following tips will help a debtor prepare for an initial meeting with a Chapter 7 bankruptcy lawyer in Wichita.
Before seeing a Chapter 7 bankruptcy lawyer in Wichita for the first time, ensure that all client forms are completed as accurately as possible. The lawyer will want to know the circumstances or situation that lead to a person being in debt. Some questions may seem a bit too personal in nature. However, a potential client should give details to all questions so the lawyer can get a better idea of a person’s financial condition. Return these to the lawyer before the first visit so they can be reviewed. Also, prepare a list of questions to ask the lawyer. It’s helpful to have another person come to the meeting to write down the lawyer’s responses to these queries.
The law office will likely mail a list of forms, documents, and information that will need to be brought to the first meeting. Don’t wait until the last minute to start gathering this information. Locate these documents and organize them in folders. Label each folder so the lawyer won’t have to hassle with a bunch or unorganized papers. Some of the information the lawyer will need includes the last three years’ income tax returns. The lawyer will also need to see the last six months’ paycheck stubs, bank account statements, medical bills, credit card statements. Write down all verbal and written communication with creditors for the last six months and present the list to the lawyer.
These are just a few of the preparation tips to get ready for an initial meeting. By using these and similar suggestions, a debtor will have a good chance of being accepted at a client. For information on bankruptcy services, please talk to a professional at Business Name. This practice offers numerous services including bankruptcy representation and debt solution assistance. You can also visit them on Google+ for more information.