What many homeowners do not know is that their home insurance follows them when they leave their home. This policy is designed to protect you and your family against loss or theft of personal possessions and from liability for accidental property damage or injuries. Home insurance in Ann Arbor, MI is a must for any family with a desire to feel safe and secure in its home. A standard homeowner’s policy will include off-premises coverage, which means that your belongings are covered even outside of the home unless you opt out of this part of the coverage. Once you buy something, it is your property, and it is covered.
Avoid Disaster
Thieves make no exceptions just because you are in a hotel for a wedding or other important event. They will break in and make off with anything they can get their hands on, and the breach of your space can feel terrifying. Fortunately, most policies will cover at least a portion of your stolen possessions. With this home insurance at your disposal, you can feel more at ease when you travel. To learn how much is covered when you leave your home, take the time to call Finn’s JM&J Insurance Agency, Inc.
Lost Luggage
Over the course of each year, over half a million pieces of luggage checked into airlines are lost or stolen. Although that number is smaller than it once was, that is hardly a comfort when you are the one missing your luggage. In some special cases, the airline might compensate you for the lost belongings, but this is not very common. Fortunately, it is likely that your home insurance will cover all or some of the cost to replace your items depending on their worth. A sudden emergency might seem like the end of the world, but your policy is there to help ease the stress and frustration. With great insurance you can rest easy knowing that you are covered even outside of the home.
