Getting a car or truck isn’t easy if you have bad credit. Many dealerships won’t give you a loan, and the same goes for major banks. However, that doesn’t mean it’s impossible to get a bad credit auto loan in Oklahoma City, OK. You simply need to know where to look.
Independent lots like Norris Auto Sales are often the best places to get bad credit auto loans. They aren’t shackled by the strict requirements imposed by the lending arms of the major automakers, and they also don’t have to deal with the risk aversion of the major banks.
To ensure your satisfaction with your new purchase as well as with its financing, you should plan to spend some time test-driving cars at different lots. Some lots specialize in certain types of vehicles. Norris, for example, puts a heavy emphasis on trucks, SUVs, and sportscars, though regular cars are also available.
Of course, if you need a bad credit auto loan in Oklahoma City, OK, you should check each lot’s financing options before you bother test-driving their inventory. After all, there’s no point in getting excited about a car if you’re not going to be able to buy it. Call around for this part of your search. It is important to note that various dealers may have different ideas as to what qualifies as a “bad credit” loan. Some will advertise that they’ll put you behind the wheel for just $99 and “a job,” while others want larger down payments and are more picky about what qualifies as a job. Be sure to ask for these details when you call.
Once you narrow down the possibilities to a manageable number, one way to make it easier to test several cars without losing too much time off of work is to plan to make a day of it. Figure out a route that’ll coincide with the city’s bus schedule so that you can go from one lot to another without too much hassle. Then, once you decide on a car, just ride back to the appropriate lot to make the deal. Of course, if you can get someone to drive you around all day, that’s even better.
