The Car Accident Lawyers in Suffolk County NY come to the aid drivers on each side of the litigation field, due to strictly enforced laws. The state of New York adheres to the nation-wide mandate that requires automobile insurance for all drivers. Alternately, the state extends the requirement beyond the standard requirements to include liability, no-fault, and uninsured motorist insurance policies. The Department of Motor Vehicles possesses equal authority to enforce these insurance and traffic laws through penalties and citations. Visit website for more information.
The Basics of Car Accidents
All drivers involved in an automobile accident must adhere to the common requirement associated with reporting the accident. In Suffolk County and surrounding counties, a value-based system is in place. Each driver involved in any accident that produces over $1,000 worth of property damage or bodily harm has ten days to report the accident to both the DMV and local law enforcement.
A failure to file this report by any driver results in an immediate license suspension. The accident appears on each driver’s record regardless of fault. Any driver who is involved in more than three automobile accidents throughout any eighteen-month duration is subject to stipulations of the Accident Re-examination Program. The program requires the drivers to undergo written, road, and eye examinations. Any drivers who meet this requirement receive notification through the mail.
State Required Insurance
The state of New York requires drivers to carry liability and uninsured motorist insurance that cover at least $25,000 for one injured individual and $50,000 for more than one. The liability policy provides $50,000 for one fatality and $100,000 for multiple deaths associated with the accident. The basic requirement covers $10,000 for property damage.
The required no-fault policy presents benefits based on a $50,000 limit per injured individual. The benefits include 80% of the victim’s lost wages that equate no higher than $2,000 in a given month. It extends $25 daily for household expenses and a death benefit with a minimum of $2,000 and maximum of $50,000. Any failure to comply with New York automobile insurance requirements results in a civil penalty issued by mail.
Legal Action
Accident victims have the right file a lawsuit for pain and suffering only, due to these strictly-enforced insurance and accident reporting laws. Car Accident Lawyers in Suffolk County NY assist victims who have suffered severe or permanent injuries. Victims who require legal counsel may acquire an attorney through The Law Office of Matthew Glassman.
