Uber and Lyft drivers in Texas must meet the minimum auto insurance requirements or face penalties. These drivers must have personal auto liability insurance, providing $50,000 for bodily injury coverage with a maximum of $100,000.
They must also have $25,000 for property damage. However, their TNC must provide more substantial coverage when performing services. A rideshare accident attorney in San Antonio can give insight and facts about liability after an accident.
What You Should Know
As a passenger in an Uber or Lyft, the TNC’s coverage covers you and the driver’s auto liability coverage. If you are just inside the vehicle, the driver’s coverage applies if you’re involved in an accident while parked. However, once the car is in motion, the TNC or Transportation Network Company employing the driver must cover you and any injuries you sustain during your travels.
What to Do If You’re Involved in an Accident
Contact the highway patrol immediately to report the accident. You must start an accident report before the TNC can file an insurance claim. The officers assess the accident and collect vital details to add to the report. If you’re injured, they must file a claim. If the TNC or the Uber or Lyft driver doesn’t compensate you via their insurance, hire a rideshare accident attorney in San Antonio.
Rideshare services are convenient and affordable for most customers. However, if the TNC or the driver fails to file an insurance claim, you may need to file a legal claim to get compensation. Contact the Law Office of Jesse Hernandez to file a lawsuit against a rideshare service provider.
