Apart from injuries, working with insurers after a car accident may be the most frustrating part of the process. In this guide, readers will learn several things they can do to stay on top of things when working with their own or the other party’s insurance company.
Don’t Delay, Report the Accident Right Away
An auto insurance company may deny coverage if a crash isn’t reported immediately, even if the accident was relatively minor. After reporting the incident, consider getting advice from injury attorneys in Honolulu.
Ask the Insurer About Policy Benefits
Some insurance policies offer coverage for rental vehicles, auto repairs, lost wages and medical bills. These benefits are useful while a victim waits to settle a claim with the other party, and using them won’t increase one’s insurance rate if they’re not at fault.
Work with the Insurer, Not Against Them
A person’s auto insurance company must record their version of events. In some instances, an adjuster may need to inspect the car and discuss the victim’s injuries with their physicians. Refusal to work with the claims adjuster may lead to a denial of benefits, and it may make it harder to achieve a settlement later.
Don’t Sign Any Paperwork Without Consulting an Attorney
A victim may lose important benefits and rights under their own policy if they sign any papers, even those perceived to be unimportant. Before signing any document, consult injury attorneys in Honolulu.
Don’t Give a Recorded Statement to the Other Party or Their Insurer
Attorneys typically advise clients not to give a statement to the other side after an auto accident. Even if one has nothing to hide, or they’re pressured to do so, such a statement may be used against the victim or taken out of context.
Seek Legal Advice As Early As Possible
Most lawyers who focus on auto accident cases provide free initial consultations, and this early legal advice may prevent future challenges. Consider hiring a lawyer to manage the accident claim as quickly as possible. When a person hires an attorney, they typically receive a larger settlement than if they’d litigated the case alone. Call the firm today to schedule an appointment or visit Autoaccidentattorneyhonolulu.com for more details.
